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Types of Loans


There are many types of loans available. At LockCreek Lending, we want your finding the right loan to be a positive experience.

FHA Loans Offers more flexible qualifying criteria and requires smaller down payments than with most conventional loans.
Conventional Loans Offers a stable monthly payment.
Jumbo Loans Various options for mortgages over $417,000 and up to $2.5 million.
VA Loans Valuable option for American veterans, members of the military, and some surviving spouses.
USDA Loans USDA loans are primarily used to help low-income individuals or households purchase or refinance homes in rural areas.